Why do I see a different fee for the same payment method as a friend?
Payment processing is worked out for each order, not set once for everyone. It depends on your order's total, the currency you pay in and your country, so the same method can cost you and a friend different amounts. The price each of you sees already covers it, and nothing is added at checkout.
At checkout, the total beside each payment method is your own full price for that method, and a Payment method saving row shows when one costs less. How that works is in Is there a processing fee at checkout?
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Contact us with your order number and the exact message you see, word for word, including any error code. We reply by email, usually within a day.